Hybrid Financial Group features pay-as-you-go technology that revolutionizes traditional Workers' Compensation premium calculation.
Don't be fooled by look-alike programs that are nothing more than no interest premium financing.
Without the sophisticated "Net Rate" premium calculation, your company could end up owing considerable money at the end of the policy and would likely be audited for that purpose.
The outdated "best guess" approach to premium calculation is a thing of the past.
Now your company and clients can eliminate huge down payments and dreaded end of year audits!
Usually workers’ compensation insurance premiums are based on ESTIMATED PAYROLL figures determined prior to the policy period. In other words, premiums are based on a guess work approach without regard to policy changes.
This revolutionary Pay-As-You-Go Workers' Comp Program offers an incredible solution to traditional Workers' Compensation Insurance.
With our program there are no up-front deposits or finance charges and the "Guess Work" premium calculation is thing of the past!
Hybrid Financial Group's Pay As You Go Program is made possible through the innovations of the premium calculation technology. This system eliminates the pitfalls of traditional policies and calculates the "Net Rate" of the premium every payroll period
This is the only way to offer an actual Pay As you Go Workers Compensation program. Anything else is simply a look-alike program that does not prevent audits and additonal lump sum premium payments.
Real time calculation of premiums means NO AUDITS and NO DOWN PAYMENTS!
Offer Pay As You Go Business Insurance To Your Clients.
We work directly with brokers, consultants, and clients to deliver cutting edge products and services. We can work out a custom solution to facilitate nearly any type of need or risk situation. Register with HFG to establish your own channel partnership with our network. You will have access to our ever expanding resources.
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Premiums are calculated with each payroll for Workers' Compensation.
The power of Pay As You Go!
This technology produces an actual and immediate premium based on ever changing factors and eliminates the "best guess" approach. This eliminates intrusive audits, large up front down payments and end-of year balloon payments.
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Insurance For Staffing Companies and PEO's
HFG streamlines the payroll reporting and premium calculation process for Staffing Companies and PEO business models.
This opens up new possibilities for carriers and agencies to offer competitive rates for Workers' Compensation and Liability Insurance and integrate it with our proprietary Pay As You Go Workers' Compensation Program.
Call Us! 888-982-3334
