Pay As You Go Workers' Comp Insurance Solutions

Hybrid Financial Group has become a national leader offering innovative Workers' Compensation Insurance programs. HFG specializes in developing innovative technology and establishing channel partnerships with brokers, payroll companies and carriers.

HFG is working with brokers, consultants, and clients to deliver cutting edge products and services. We can work out a custom solution to work out nearly any type of need of risk situation.

We facilitate thousands of workers comp codes and specialize in hard to place business. These codes can also participate in the zero down workers' compensation program.

No Money Down Worker's Comp

We can work out a custom solution to facilitate nearly any type of need or risk situation. Intelligent and immediate underwriting is possible through the use of data analytics quoting technology.

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Pay As You Go Power

Business Insurance Innovators

HFG is a pioneer in producing Pay As You Go Workers Comp Solutions and other business related insurance programs. This program features the only true zero down workers comp solution available today. Our Insurance Marketing Access Program directly works with brokers, consultants, and clients to deliver cutting edge products and services.

Simplified Underwriting - Utilizing Data Analytics
Cutting Edge Document Flow
Lead Generation
Dynamic (On the Fly) ACORD Form Generation
Proprietary Project Workflow Software
Payroll and ACH Technology

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Channel Partnerships

An agent or broker plugging into Hybrid Financial Group's Insurance Marketing Access Program (IMAP) will have access to our network of resources and technologies. These resources simplify communication and information flow to expedite the quoting process.

Pay As You Go Resources

Staffing Workers Comp

Broker Registration

Channel Partners

HFG is a pioneer of Pay As You Go Business Insurance.
Our Insurance Marketing Access Program directly works with brokers, consultants, and clients to deliver cutting edge products and services. We can work out a custom solution to facilitate nearly any type of need or risk situation. Register with HFG to establish your own channel partnership with our network. You will have access to our ever expanding resources.

Premium Calculation

Premiums are calculated with each payroll for Workers' Compensation.

This is the power of Pay As You Go!

This technology produces an actual and immediate premium based on ever changing factors and eliminates the "best guess" approach. This eliminates intrusive audits, large up front down payments and end-of year balloon payments.

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