ASO Solution For Workers' Comp Insurance

ASO is an insurance acronym for "Administrative Services Only."  The HFG ASO Program is like a PEO but allows more freedom for the client. In a nutshell the ASO Program is a very flexible model compared to the standard PEO. The administrative services outsourcing (ASO) offers many of the same services as the PEO offering. The main difference is that they do not enter into a co-employment agreement as you would with a PEO and their organization remains the employer of record.

Pay As You Go TechnologyFor employers who prefer the traditional employment model, we provide a strong offering of services to help take much of the employment burdens from the employer. The ASO program is geared towards employers who are uncomfortable with co-employment. In a co-employment relationship, the employer shares responsibilities and liabilities with regard to the employees with a PEO. An ASO is functionally the same as a PEO, but internally there is no shared status, and no co-employment agreement – employees remain 100% the employer's.

This arrangement allows pricing flexibility not available through standalone insurance products. It affords us the opportunity to offer coverage where losses make standard premium pricing unattractive to the carrier. Contact Us Today!

 

Professional Employer Organization (PEO)
The Co-Employment Relationship

In a PEO arrangement your company enters into an agreement with the PEO to establish a three-way relationship between you, your employees and the PEO.

You and the PEO become co-employers, instead of the traditional employer company/employee relationship.??This allows the PEO to provide you with employment administration relief and to transfer or share many employer liabilities via our employer liability management services. Our PEO services allow you to systematically and strategically enhance the total quality of your organization, which results in greater efficiency and productivity.

The PEO takes responsibility for HR administration and compliance, for which it charges a service fee. Your employees continue to work at your company location, and you continue to exercise control over your business.